Online card payments has become an international mainstream payment method. For foreign trade merchants, cooperation with an international card payment company is essential. Especially in the retail industry, as an important part of cross-border e-commerce, high-quality payment services are related to whether cross-border e-commerce can develop better and faster. As one of the best card payment providers, Oceanpayment combines advanced overseas acquiring business management experience and technology with China’s localized service capabilities to form a unique platform operation advantage.
What is online card payment?
Online card payment means that after the purchaser selects the product on the website, he enters the relevant information through the card gateway provided by the third-party payment company, such as: card number, expiration date, CVV code, payment amount, and payment of the product to the third-party payment company.
Online payment is a method of payment through a payment interface provided by a third party with the bank. The advantage of this method is that the funds can be directly transferred from the user’s bank card to the website account, and the remittance will arrive immediately. Need manual confirmation.
The biggest difference with bank transfers (including online personal bank transfers or cash transfers at the bank counter) is that the prepayment can be automatically confirmed.
Advantages of foreign trade merchants opening online card payments
The international online card payments method is somewhat different from the traditional payment method. Generally, it is through a third-party payment company. The third-party payment is to act as an intermediate guarantee. Foreign buyers place an order and pay, and then the merchant ships the goods according to the order. The third-party payment company then settles the payment to the foreign trade merchant. The third-party payment company can ensure the safe and seamless transfer of transactions between the user and the merchant. To realize online payment by card, a card payment gateway is required, which refers to a bank payment interface that professionally provides international card payment. International card payment gateways are generally co-operated by third-party payment companies and banks. Without payment gateways, the electronic payment functions of online banks cannot be realized.
Is online card payment trustworthy?
The credibility of European and American countries is very sound. Card consumption is their mainstream consumption mode. Online shopping is also a main way for them to achieve shopping. Therefore, they are no strangers to third-party payment companies that provide online payment methods. Abroad, there are also many third-party payment companies that provide card payments. Secondly, third-party payment companies generally obtain bank authorization. Therefore, the card payment channel of the third-party payment company is very familiar, and there will be no question of trust or trust.
Online payment processor- Oceanpayment
The continuous development and application of Oceanpayment in financial technology, artificial intelligence and big data technology has promoted the rapid development of international credit/debit card acquiring services, covering a wide range of fields and application scenarios such as online card payment, and forming unique platform operation advantages. At the same time, Oceanpayment has established strategic partnerships with major credit card institutions to comprehensively build a global credit/debit card acquiring service system and technical operation capabilities, and provide high-quality online card payment functions for merchants at home and abroad.
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